If you have been injured in an accident in Ohio, then you may be wondering how much is your settlement worth? The accident settlement you receive always depends on the severity of your injuries. To assess your claim, insurance companies divide your injuries into two broad categories, soft injuries and hard injuries.

Soft injuries are injuries to your muscles, ligaments and tendons. Examples of soft tissue injuries include a strained neck, sprained ankles or back spasms. Typically, soft injuries receive small personal injury settlements. Why? Because insurance companies do not consider these types of injuries serious and life changing. They believe the pain you feel is temporary and that you will be back to being healthy within a few months.

According to AllLaw, soft injuries are hard to prove. They are subjective and can not be quantified by medical reports. For example, let’s say you suffered whiplash in a car accident. You feel neck stiffness, headaches, fatigue, dizziness. The problem is, how do you prove these symptoms? A doctor can not really diagnose that. Your neck is, for example, 60% stiffer after the car accident. They are basically relying on your word that you are feeling this pain and discomfort. This does not mean that victims of soft tissue injuries are lying about their pain. It just means it is much harder to medically verify their suffering.

Insurance companies know this and use it to their advantage. They understand that if your injury claim ever went in front of a judge, they could easily argue that you are simply faking your injuries. As a result, most soft tissue injury victims receive low settlement amounts.

This article does not provide legal advice.